Paid on Friday. Broke by Tuesday.
Broke by Friday is a guide to the gap between what you earn and what’s left at the end of the month. It finds the five places money leaves without being chosen, then gives you twelve sheets to close them, one at a time.
You’ve said at least one of these this month.
- “I don’t even buy anything big.”
- “I’ll start a budget on the first.”
- “It’s just a few small things.”
- “Where did it go? I genuinely don’t know.”
It’s rarely one big mistake. It’s forty small ones nobody added up. Memory keeps the one large purchase and drops the forty small ones. That’s where the month goes.
The problem isn’t how much. It’s where it leaks.
Budgets fail because they’re built on an estimate, and the estimate is always low. This guide doesn’t ask for a budget. It asks for one honest week of recording, then works through what that week shows, one leak at a time.
MOVE 01 · FINDOne honest week. Record everything, change nothing.
MOVE 02 · SIZEPut a monthly figure on each of the five leaks.
MOVE 03 · PLUGWork the largest first. One at a time.
MOVE 04 · HOLDFifteen minutes, once a week, keeps them closed.
- What it is
- A two-half guide. Parts One to Five explain the five leaks and what closes each one. Twelve Leak Sheets at the back turn that into your own numbers.
- How long
- 120 pages. About two hours of reading, then twenty minutes a week for a month with the sheets.
- Format
- PDF, instant download. Phone, tablet or laptop. Print the sheet pages if you’d rather work on paper.
- What you need
- A pencil and your last two months of account statements. That’s the whole list.
- What you do tomorrow
- Start the honest week. Record every purchase as it happens. Change nothing yet.
Five leaks, one chapter each
Each one hides in a different way, so each one gets its own fix. None of the fixes depend on willpower.
- The invisible subscriptionSigned up, never used, still charging.
- The convenience taxThe premium you pay to save four minutes.
- The emotional spendA purchase whose real job is the twenty minutes of relief.
- The “I deserve it” spendThe one that arrives with a story attached.
- The round-down lieNot a spending problem. A recording problem that skews every other number.
What’s inside
Real pages from the book.
How it works
- Record for one week.Every purchase, as it happens. Thirty seconds each. Change nothing about how you spend.
- Check it against the statement.On day eight, compare your record with the real figures. The gap tells you where to look.
- Close one leak at a time.Largest first, one structural change each. A fifteen-minute weekly check keeps it closed.
Two ways to stop the leak
The book finds where the money goes and closes it. The kit adds the timing of your money, and one place for every bill, policy and renewal.
Broke by Friday
The book on its own.
$19
- Broke by Friday, the guidePDF
- 12 Leak SheetsIncluded
The complete version
The Money Reset Kit
The book, the workbook and the binder.
$39$65 if you bought the pieces separately.
- Broke by Friday: the five leaks and the twelve sheets$19
- The Money Reset Workbook: four sittings for the timing of your money, not just the totals$19
- The Life Admin Binder: every document, renewal and account in one findable place$27
- Separately$65
What it won’t do
- It won’t tell you what to invest in, and it won’t promise a figure. It can’t see your situation, and no honest guide could.
- It won’t tell you to stop enjoying your money. Money spent on something you chose isn’t a leak. It’s the point.
- If the problem is debt you can’t keep up with, or income that doesn’t cover the basics, that isn’t a leak. The last chapter says so plainly and points you to the kind of free, regulated help that exists for it.
Questions
What format is it?
A PDF. It opens on any phone, tablet or computer. The Leak Sheets work on screen, on paper, or copied into a notebook.
When do I get it?
Straight away. The download link appears after payment and arrives by email too.
Do I need an app or a spreadsheet?
No. A pencil and two months of your own statements. The recording is deliberately simple so it survives a busy week.
Will it work where I live?
Yes. The method uses your own statements and your own numbers, so it doesn’t depend on one country’s currency, banks or rules.
What’s the difference between the book and the kit?
The book finds and closes the five leaks. The kit adds the Money Reset Workbook for the timing of your money (bill calendar, numbers sheet, buffer tracker) and the Life Admin Binder: 29 printable sheets that put every policy, account and renewal in one place.
Can I get a refund?
All sales are final because the files download instantly. If a download doesn’t work, email contact@toreadmore.com and it will be sorted.
